A few months ago, I came across Debbie Roes’ extensive site for shopaholics called Recovering Shopaholic. While her site is not 12-step focused, she has wonderful, practical tips and suggestions for shopaholics. And recently, I wrote an article for her blog called Debtors Anonymous is Not Just for Debtors.
I swear I’m not a prude. And, the truth is, I’m not a compulsive gambler. But I have made a decision that I will not spend $2 for the one in 292 million chance of winning nearly a billion dollars.
One of the hardest aspects of recovery for many recovering compulsive debtors and spenders (especially newcomers) is putting the brakes on extravagant (i.e., expensive) gift giving, especially around the holidays. The idea that more is not only better, but required, is a part of our disease that is fueled by the media and even those around us (think kids who may have gotten used to feeding the “gimme gimme” monster).
We who are so used to being the big spender, especially around holidays, find our whole sense of self tied up with giving the biggest and best gifts. But if we are committed to recovery from compulsive debting and spending, then we get willing to sit through our discomfort as we actively live within our means around gift giving.
So here are 10 Tips to help you maintain your sobriety with money during the holidays: Continue reading
The workshop went very well and I’m so excited that the recording worked! Now, aside from my sounding like Daffy Duck, I’m hopeful that this recording can help anyone, even a complete beginner. I really tried to keep it simple and resolve the issues that seem to be problematic for DA members.
Total time is 1:21 (one hour and 21 minutes). The great part is that you can stop and rewind as needed.
I will be conducting a free conference call tomorrow (Sunday, 11/8/15) from 2:00 PM EST to 3:30 PM EST to walk you through the Register portion of using YNAB. This workshop is specifically geared toward the tasks DA members need.
No need to register; just call in! 2:00 PM EST to 3:30 PM EST
If you cannot make it, I will HOPEFULLY be able to record the call and will post it later, so you can follow along at your convenience.
Here is the call-in information:
Dial-in Number: (641) 715-3580
Access Code: 479117
Click here for a PDF with associated country numbers.
What you will need
* A working copy of YNAB on your computer.
* Pen and paper to take notes
You can either work in your existing YNAB spending plan or create a new plan along with me for the workshop. NOTE: YNAB calls it a “budget,” so I will use that terminology though we know ours is a spending plan! 🙂
Here is the Agenda:
- Walkthrough to create a new budget
- Where to save your YNAB Spending Plan
- Auto-download transactions or not?
- Setting up on and off budget accounts
- Entering transactions with and without a check number
- Transferring between accounts
- Dealing with cash
- Splitting transactions
- Scheduling recurring transactions
- Reconciling with your bank account (CRUCIAL!)
There will definitely be time for questions.
If people find this helpful, there will be a second workshop dealing with the spending plan side of YNAB for DA members.
Hope to “see” you there tomorrow!
Many DA members ask me to help them use YNAB. YNAB is short for “You Need a Budget,” and it’s been a fantastic resource for lots of DA members to track their spending (it’s a “virtual envelope system”). There is a cost associated with using this software and, of course, there are many ways to track our numbers. But since I get lots of calls asking for help, it occurred to me that going over some of the core concepts and functions in a group might be effective.
Oh, disclaimer: I get no money or any type of payment from YNAB. I have just used the software since 2009 and have found it invaluable in keeping me sober with money.
Here is the information about the brand new booklet that took 15 years to come to fruition:
With deepest gratitude, Debtors Anonymous is pleased to announce the availability of our own conference-approved Step book: The Twelve Steps of the Debtors Anonymous
Available in a booklet format, this work is the result of 15 years of loving collaboration between members of our Fellowship and a Higher Power that guides us.
Each booklet sells for $7.00 a piece; 10 booklets for $60.00; or 20 booklets for $100.00. Literature Order forms can be found at the Debtors Anonymous website or by clicking here for a printable PDF form.
Please share at your meetings.
Click here for a sample page (PDF).
It has recently become clear to me that urgency is one of the most powerful tools in the arsenal of weapons used by our disease to trick us into relapse. Along with adrenaline, urgency is a powerful drug that can drive us to behave counter to our best interests, blinding us to the potential consequences of acting while in its clutches.
When thinking about the physical part of my recovery from compulsive debting and spending — tracking my spending — I cannot think of two words that bring me more peace.
I recently read an interesting article about how losing stuff can change your life.
The author’s bottom line was that “Involuntarily losing shit … brutally takes things away at random and makes you fight to get them back so that you remember and reaffirm the value of each one.”
When I lose stuff, I also often lose perspective and go quite berserk no matter how valuable the lost item. Thankfully, recovery has enabled me to improve in this arena. However, being on an extremely tight spending plan does make the pain run a bit deeper for me as I cannot blithely buy another of anything anymore.