DA HOW Questions

Update on progress for the Daily Reader for Compulsive Debtors and Spenders: 248 days written!

It was brought to my attention that the current DA HOW questions document contains Alcoholics Anonymous (AA) material that is copyrighted and AA has asked that this information be removed from the questions that are publicly offered.

I don’t have the original Word document, but I did my best to clean up the PDF and remove this material. This only affects a limited number of questions.

I kept the references to the book name and page number for the material I removed. I believe all the removed material can be purchased through Amazon or AA, and includes, “Dr. Bob and the Good Old Timers,” “Pass it On,” and “Bill W.” (I believe this is the correct book).

I have replaced the old file with this redacted version on the lower right side of this website. You can also download it here:

90 DA HOW questions for sponsees

There are many more DA HOW questions that take you through all the steps. Click here to download a zipped file containing all the questions that I have.

Please talk to your sponsor about using these questions.

Also, I am not responsible for any errors or issues with these questions. I had nothing to do with writing them. I’m just trying to do a service by correcting this issue and making the questions available for those working the DA HOW program.

And the Truth Will Set You Free!

Update on progress for the Daily Reader for Compulsive Debtors and Spenders: 240 days written!

Christopher Pierznik showed tremendous courage and selfless service when he wrote this article that appeared in the online magazine Medium today:
What Happens When Virtually No One Buys Your Book?

The fantasy persists that if we write our book, it will become a blockbuster bestseller. Christopher did have a Kindle hit with his book “The Hip-Hop 10,” published in 2013.

But the truth of publishing today is that, for the vast majority of authors, if they want to earn money, books must be just one part of a platform, which many authors do not want to hear. The fact is that most authors never earn more than $5,000 for the lifetime of their book. So if profit is your motive and you aren’t willing to create other products and services around your book, you may want to reconsider.

But, as Christopher’s article pointed out, many who write do so out of passion, not profit, and because they feel driven to communicate something to the world. While it may be disheartening when your sales do not match your passion, it’s important to remember that message to remind you of your original purpose.

Annual Valentine’s Day Rant – 2015

Update on progress for the Daily Reader for Compulsive Debtors and Spenders: 222 days written!


If you read my previous Valentine’s Day post from 2014, you know that I am not a fan of Valentine’s Day. I think it’s a manipulation by greeting card companies, jewelry stores, florists, and anyone else who thinks they can get money out of you on this fake holiday with violent roots.

In my opinion, Valentine’s Day just makes singles feel lonely and couples feel guilty.

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“Economics of a Kickstarter Project”

Update on progress for the Daily Reader for Compulsive Debtors and Spenders: 208 days written!


In an effort to dispel wishful thinking surrounding the romanticized notion of crowdfunding, I wanted to pass along an excellent article that takes you through the financial realities of a successful kickstarter campaign. Spoiler alert: it’s not the fluffy fairy tale it appears to be! Continue reading

Success BDA-Style

Update on progress for the Daily Reader for Compulsive Debtors and Spenders: 200 days written!


I’ve begun attending BDA phone meetings and am seeing where my challenges lie. With over five years sober in my personal finances, I thought working BDA would be easy for me. But it’s clear that business is a whole different animal. In addition, I suspect a solo entrepreneur-creative (vs. a creative entrepreneur, which I definitely do NOT consider myself) is going to work BDA far differently than someone building a brick and mortar business with a staff. What I mean is that my decisions will probably be smaller in scope, at least at the beginning, and with enough willingness, I can say no when I must. This process is giving me clarity about what I want success to look like as an entrepreneur-creative: Continue reading

Hallelujah! Talking to Your Kids About Money

Update on progress for the Daily Reader for Compulsive Debtors and Spenders: 190 days written!


A new book just came out that encourages parents to rip away the cloak of secrecy around money. It’s called, “The Opposite of Spoiled,” by Ron Lieber, a columnist for the New York Times.

I’ve never really understood why money was such a taboo subject. But I suppose if I think about the shame I have suffered over my behavior with money, it is more understandable. However, I’ve seen many who were not addicts around money still keep tight-lipped, which makes it seem as if managing money is a mystical and mysterious skill. But the fact is that dealing with money is something we do nearly every day! If we don’t talk to our children about money in a personal way, how on earth are they expected to learn how to manage it when they grow up?
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