The Daily Reader for Compulsive Debtors and Spenders is Now Available!

Getting Out from Going Under eBook (Small)It’s finally here! The Daily Reader for Compulsive Debtors and Spenders is now available. Filled with practical tips, inspiration, and a thought for each day, the Daily Reader will encourage and motivate you to stay on the path of recovery.

Click here to purchase the book.
 
Read sample pages here.
 

The book is finished, but the blog continues!
Scroll down to read the latest posts.

An Embarrassing Amends…

When I began writing the Daily Reader for Compulsive Debtors and Spenders in November of 2014, I researched to see if there were any other daily readers out there for compulsive debtors and spenders. I knew Debtors Anonymous hadn’t produced one, but the only one I found was Letting Go of Debt: Growing Richer One Day at a Time. It was written by the wife of a compulsive gambler.

While this book would be helpful for compulsive debtors and spenders, I believed that there was a need for such a book written by a compulsive debtor and spender in recovery. So I thought I could be helpful by sharing my experience, strength, and hope in this format.
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The Tool of Awareness

I must admit that I don’t usually focus on the tool of awareness. Compulsive debting and spending are all around us and I think I am somewhat desensitized.

But I just read a book that opened up my mind to some new ideas for increasing my awareness. The book is called “Bought Out and Spent! Recovery from Compulsive Shopping and Spending.” In it, author Terrence Shulman gives a lot of food for thought about awareness by including some great statistics and a list of movies to open our eyes.

I love documentaries, but never really thought about whether there were movies directly targeting our addiction. Here are the two from his list that seemed most interesting to me:
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Cash and Prizes

I’ve had a misconception of what recovery from compulsive debting and spending means. Somehow I thought that sobriety with money guaranteed me financial wealth, security, and monetary reward (along with the fame that I craved). As if that Higher Power I was urged to believe in was really “HP Santa,” whose sole job was to reward me as I saw fit for being a “good girl” and doing the right thing.

How wrong I was.
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Distracted to Distraction

My new favorite “guru” is Leo Babauta, who writes about doing less while accomplishing more. He really nails it when it comes to what my day is like. Despite being disabled, I’m still bombarded by unending distractions.

I stumbled upon him last week when I saw an article he wrote about distraction. It’s clearly yet another addiction meeting me head on. Babauta offers excellent tips to help overcome this difficult challenge. What I love is how he is so self-revealing. I nodded in recognition and relief throughout the article.

Compulsively researching products and window shopping online are examples of incredibly powerful distractions that affect compulsive spenders and debtors, even in recovery, which can keep us from spending time with our families or accomplishing other daily tasks.

I just saw that he is giving away a free ebook called “The One Skill: How Mastering the Art of Letting Go Will Change Your life” on his ZenHabits.net website.

It is so healing each time we discover that we are not terminally unique in our experience. And so lovely when people offer the gift of help for free.

The Retention Department

If you don’t know about “The Retention department,” you are missing out on savings for services many of us use. The Retention department is the last stop when you are going to leave your current cable, Internet, or phone provider. You can actually request to speak to someone in this department, and I have saved a lot of money over the years by negotiating with them.

So, here’s what happened the other day. The promotions on our current services were about to expire. Our services were going to go from about $160/month (a ridiculous amount to pay) to CHOKE, GASP — $250 (an obscene amount to pay)!
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Inciting a Riot

A DA friend recently helped me see how I was creating unnecessary suffering for myself. While she wasn’t speaking about me in our conversation, her words seeped deep down inside me, creating a growing disturbance until I realized that I was doing the very thing she described. (Please bear with me as I walk you through the path to exactly what I mean.)
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A Debt is a Debt is a Debt

Recently, I’ve been hearing murmurings that some debts, like those for medical bills, don’t qualify as unsecured debt and shouldn’t impact our solvency date. Well, I think that’s kind of silly. Just because we don’t want to begin our “day count” over doesn’t mean that we delude ourselves into thinking that an unsecured debt doesn’t count as one.
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