The Daily Reader for Compulsive Debtors and Spenders

[Scroll down to read the latest posts.]

Getting Out from Going Under eBook (Small)The Daily Reader for Compulsive Debtors and Spenders is filled with practical tips, inspiration, and a thought for each day to encourage and motivate you to stay on the path of recovery.

Click here to purchase the book.
 
Read sample pages here.

And check out THE FIVE YEAR RECOVERY JOURNAL! A fun, simple way to track your recovery journey over time.

Scroll down to read the latest posts.

Do You Have to be a Debtor to be in DA? Plus a great site for shopaholics!

A few months ago, I came across Debbie Roes’ extensive site for shopaholics called Recovering Shopaholic. While her site is not 12-step focused, she has wonderful, practical tips and suggestions for shopaholics. And recently, I wrote an article for her blog called Debtors Anonymous is Not Just for Debtors.
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Web-Based YNAB: My (Long) In-Depth QA Review

If you are a follower of this blog, you know that I am absolutely in love with YNAB software for managing my spending plan. YNAB stands for “You Need a Budget.” It has been a magical solution for many of us working a recovery program as it is an easy to use, virtual envelope system.

Their newest offering appeared just a few days ago. It is a web-based, subscription version that is intended to replace YNAB 4, which lives on your computer and can be saved in DropBox so you can work on it across all your devices through their Android and Apple apps.
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Launch of Web-Based YNAB!

Happy New Year to everyone!

A few days ago, someone told me that YNAB was launching a new, web-based subscription version that will be replacing their current YNAB4 desktop version. The subscription will cost $50/year or $5/month. If you currently have YNAB4, you will be eligible for a 10% discount ($45/year).

[In case you don’t know, YNAB stands for You Need a Budget and it is the software that I use to manage my spending plan. You can read more about why I love YNAB here.]
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Step 12 and the Lost Art of Listening

It seems that the art of conversation has become more of a one-sided monologue as society moves us further and further into a “selfie” world. Increasingly, people seem to only want to talk about themselves, and if you try to engage in a dialogue, they simply ignore what you have said (or perhaps give a glancing nod to acknowledge you have spoken) and continue blathering on about themselves. Continue reading

10 Tips for (Sober) Holiday Gift Giving

One of the hardest aspects of recovery for many recovering compulsive debtors and spenders (especially newcomers) is putting the brakes on extravagant (i.e., expensive) gift giving, especially around the holidays. The idea that more is not only better, but required, is a part of our disease that is fueled by the media and even those around us (think kids who may have gotten used to feeding the “gimme gimme” monster).

We who are so used to being the big spender, especially around holidays, find our whole sense of self tied up with giving the biggest and best gifts. But if we are committed to recovery from compulsive debting and spending, then we get willing to sit through our discomfort as we actively live within our means around gift giving.

So here are 10 Tips to help you maintain your sobriety with money during the holidays: Continue reading

Recorded YNAB for DA Members Workshop (Accounts)

The workshop went very well and I’m so excited that the recording worked! Now, aside from my sounding like Daffy Duck, I’m hopeful taht this recording can help anyone, even a complete beginner. I really tried to keep it simple and resolve the issues that seem to be problematic for DA members.

Total time is 1:21 (one hour and 21 minutes). The great part is that you can stop and rewind as needed.
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