Now Get Three Months to Try YNAB FREE!

I recently discovered that there were some people who were able to offer their readers three months free to try YNAB before having to pay for it. I was really upset because I was only able to offer the standard 34 days. I had no idea that this even existed!

So I wrote them and they approved my doing this too! I was really excited because you will have the two extra months to accumulate for the first year’s subscription. Then, you can just accumulate each month for subsequent years.

Plus, you can really give YNAB a good, long try to see if it’s the right approach for you. You know I love it, but you need the opportunity to fall in love with it too. 🙂

I feel badly because I asked if previous subscribers could now get the extra two months through my link but they said they didn’t have a way to do that. I’m sorry. I did try.

Click here to sign up for the three months FREE YNAB.


The Birth of Fearless Budgeting

Listen to this blog post: “I Can’t Stop Spending!” podcast, Episode 053.

I’ve decided to create a series of spending plan training podcasts because it feels like that is the most important information I can offer you right now. If you want help creating or maintaining a spending plan, this podcast series is for you. Even if you already have a spending plan, the training will be a helpful refresher and will likely provide you a with new perspectives and tips. It’s the exact same process I’ve successfully used with my one-on-one students for seven years. And there’s no charge for this podcast series.

The Birth of Fearless Budgeting

I decided to call my training podcast “Fearless Budgeting.” I wrestled with this name for months. As you may know, I despise the word budget, but I strongly believe in the act of allocating money to categories, which is the definition of budgeting. I’ll go into more detail about spending plans vs. budgets in a later episode. But “Fearless Budgeting” truly encapsulates my overriding approach … to gently take you by the hand and help you overcome your terror around facing the truth of your spending, which is a crucial first step in the process, and to ease you into a practice that will keep you clear around your money and engaged with your spending plan ongoing.

By the end of the series, you will have a spending plan foundation and you will know how to work with your spending plan ongoing. And, you can always arrange a one-on-one session with me if you need additional help. Just go to for details.
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New YNAB Training Video Available – Tracking Cash Spending in YNAB

I just created a new training video to help YNAB users. This is part two about tracking cash in YNAB.

(Sign up here to get 34 days free to test YNAB.)

In this video, I go over how to track spending cash in YNAB as well as how to reconcile the cash account. In part one, I go into depth about receiving cash. In both videos, I demonstrate how to do split transactions as well.


First Spending Plan Training Video Available: Tracking Cash in YNAB

I finally finished my first video to help people with their spending plan! This first video walks you through tracking cash in YNAB. It’s an area that many people find confusing, so I wanted to make a video walking you through the process.

Boy, it was both fun and challenging learning how to animate PowerPoint and getting the video to match the audio. 🙂

It starts off with some discussion about the topic of tracking cash, but you can go right to time stamp 3:13 to see the step-by-step demonstration.

I’d love your feedback on this video. Thanks … and I hope you find it helpful.


What You will Find on This Site

Blog Posts about Recovery from Compulsive Spending and Debting

(Scroll down for most recent posts) This website contains HUNDREDS of articles to help you work a program of recovery around compulsive spending and debting. Topics range from setting up a spending plan to working the steps to dealing with relationships in recovery … and much more! Pick a category from the Sidebar, type a topic in the “Search the Site” box, or just scroll down to read the most recent posts. The articles on this website were written by Susan B., a recovering compulsive spender and debtor. You can read about her recovery journey here.

Recovery Books

The Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders

Pageflex Persona [document: PRS0000038_00070]

The Five Year Recovery Journal



1st YNAB for DA Members Workshop 11/8/15

There will be a free workshop for DA members who use YNAB for their spending plan software on Sunday, November 8 from 2-3:30 PM EST. This workshop will be specific to the tasks relevant to solvency and keeping our numbers in DA.

No registration is needed. Just call in if you would like to participate!

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I’m Back (Sort of)…

Well, that experiment (staying off technology) didn’t work very well, but I’m now working with a Physical Therapist (PT) who is expert in dizziness. During this time, I’ve been chomping at the bit to get back to the blog. I’m not really any better, but the new PT insists that staying off the computer is the worst thing I could do.


So I hope to have a real post shortly.

Stay tuned.