Statement of Solidarity

The other day, I wrote a blog post for this site, my first in months. While editing it, I realized that I had not made a statement about the horrific events continuing to happen in the U.S. (though I did so on my art platform). In the spirit of 12 Step traditions, my practice for this site has been to stick to topics related to recovery from compulsive spending and debting. But I can’t stay silent about what’s going on. So I’ll leave the blog post for another day.

***

My heart, along with the hearts of so many others, has broken one too many times. I stand in solidarity with those who believe it’s way past time to finally dismantle systemic racism.

🖤Black lives matter.🖤

It’s unfathomable that in the year 2020 we need to say this. But we do.

I’m listening and learning. And I’m sorry.

Thinking about Starting the “I Can’t Stop Spending!” Podcast Again

With all the challenges we’re facing right now, I’ve been thinking about restarting the “I Can’t Stop Spending!” Podcast. So I’m wondering if you would find it helpful. Please take a moment to let me know in this poll.


If you haven’t heard the podcast, you can read more about it here and access episodes and show notes.

Thanks so much!

New Kindle/Print Book on Emotional Sobriety

I’ve just published a new book. If you enjoyed the “Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders,” you will want to check out “The Sum of Our Parts: An art book on emotional sobriety, chronic illness, and the mind-body connection.”*

Kindle and print editions available

In my last post, I explained that I’ve now focused my recovery efforts on creating art in conjunction with writing about my search for emotional sobriety and healing from chronic illness.

In this little book of 56 original inspirational readings and artwork, 
I share my experience, 
strength, and hope (along with more than a bit of my struggle)
 on the topics of emotional sobriety, chronic illness, and healing 
from mind/body syndrome (also known as TMS). 


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Reviews for the FREE Fearless Budgeting Training Program!

In case you haven’t checked out the free Fearless Budgeting training program yet, I’m excited to share two of the testimonials that I’ve received. You can find them when you take a look at Course #1: Foundational Course, Creating Your Spending Plan.

(For purposes of this post, I’ve used initials where I thought appropriate.)

Incredible. As a new D.A. member, this course is fundamental!
by F.F.

I feel truly grateful for Susan’s incredible work. I’m a psychotherapist in my 30s, and just a few weeks ago, the reality of my money problems, spending/debting addiction has landed with a huge impact on my sense of self.

I have begun attending DA meetings, and as I prepare to find a sponsor and keep track of my spending for the next 90 days, I found Susan’s course. Truly incredible. What I loved the most was her compassionate voice, inviting me to breathe, pause, and not attempt to “rip the bandaid off” and just push through the course all in one sitting. Thank you Susan for this work. I have the basis for a Spending Plan that I will begin using as a get together a PRG meeting in a few weeks.

Your step-by-step, kind, grounded, layered approach has helped me truly make a STRONG foundation for a spending plan. I have read SO many budgeting and money books in the past. This has stuck with me.

THANK. YOU.

Helpful and Kind – Just what I need
by Krystal T.

One of my favorite things about Susan B is her gentle coaching. This course takes her calming voice and breaks down the spending plan piece by piece, turning it into bite size chunks that are easy to follow and implement. Unlike other financial/budgeting courses, Susan comforts and teaches through encouragement and personal stories rather than shaming the student. I felt relieved when I finished this course, whereas before this course I was a tightly wound ball of anxiety around money. Now, onto the second course!


This online training program is, and will always be, free! I urge you to check it out or read more about it. And please feel free to contact me if you have any questions.

The FREE Fearless Budgeting Training Program is Live!

The Fearless Budgeting Training Program for Compulsive Spenders has officially launched with this blog post!

I have to say that creating this training program took so much longer than I anticipated (six months instead of two) because I found that there was more and more that I needed to tell you, but I’m hoping this will be a helpful resource for compulsive spenders seeking to create and learn how to use a spending plan.

The program is comprised of two audio/text courses:
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What You Will Find on This Site

This website contains HUNDREDS of articles to help you work a 12-Step program of recovery around compulsive spending and debting. Topics range from setting up a spending plan to working the steps to sponsor/sponsee issues to dealing with relationships in recovery … and much more!

Pick a category from the Sidebar, go to the list of posts by title, type a topic in the “Search the Site” box, or just scroll down to start reading posts. The articles on this website were written by Susan B., a recovering compulsive spender and debtor. You can read about her recovery journey here.



Check out the FREE Fearless Budgeting Training Program for Compulsive Spenders

 

 


Get Three Months of YNAB® for FREE!

YNAB (short for “You Need a Budget”) is the best software for spending plans I’ve found. It’s like a virtual envelope system. Get 34 to evaluate YNAB for free with my affiliate link.


Recovery Books

The Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders

Pageflex Persona [document: PRS0000038_00070]

The Five Year Recovery Journal


BLOG POSTS START BELOW ↓

The Birth of Fearless Budgeting

Listen to this blog post: “I Can’t Stop Spending!” podcast, Episode 053.

I’ve decided to create a series of spending plan training podcasts because it feels like that is the most important information I can offer you right now. If you want help creating or maintaining a spending plan, this podcast series is for you. Even if you already have a spending plan, the training will be a helpful refresher and will likely provide you a with new perspectives and tips. It’s the exact same process I’ve successfully used with my one-on-one students for seven years. And there’s no charge for this podcast series.

The Birth of Fearless Budgeting

I decided to call my training podcast “Fearless Budgeting.” I wrestled with this name for months. As you may know, I despise the word budget, but I strongly believe in the act of allocating money to categories, which is the definition of budgeting. I’ll go into more detail about spending plans vs. budgets in a later episode. But “Fearless Budgeting” truly encapsulates my overriding approach … to gently take you by the hand and help you overcome your terror around facing the truth of your spending, which is a crucial first step in the process, and to ease you into a practice that will keep you clear around your money and engaged with your spending plan ongoing.

By the end of the series, you will have a spending plan foundation and you will know how to work with your spending plan ongoing. And, you can always arrange a one-on-one session with me if you need additional help. Just go to FearlessBudgeting.com/training for details.
Continue reading

New YNAB Training Video Available – Tracking Cash Spending in YNAB

I just created a new training video to help YNAB users. This is part two about tracking cash in YNAB.

(Sign up here to get 34 days free to test YNAB.)

In this video, I go over how to track spending cash in YNAB as well as how to reconcile the cash account. In part one, I go into depth about receiving cash. In both videos, I demonstrate how to do split transactions as well.

First Spending Plan Training Video Available: Tracking Cash in YNAB

I finally finished my first video to help people with their spending plan! This first video walks you through tracking cash in YNAB. It’s an area that many people find confusing, so I wanted to make a video walking you through the process.

Boy, it was both fun and challenging learning how to animate PowerPoint and getting the video to match the audio. 🙂

It starts off with some discussion about the topic of tracking cash, but you can go right to time stamp 3:13 to see the step-by-step demonstration.


 
I’d love your feedback on this video. Thanks … and I hope you find it helpful.