Statement of Solidarity

The other day, I wrote a blog post for this site, my first in months. While editing it, I realized that I had not made a statement about the horrific events continuing to happen in the U.S. (though I did so on my art platform). In the spirit of 12 Step traditions, my practice for this site has been to stick to topics related to recovery from compulsive spending and debting. But I can’t stay silent about what’s going on. So I’ll leave the blog post for another day.

***

My heart, along with the hearts of so many others, has broken one too many times. I stand in solidarity with those who believe it’s way past time to finally dismantle systemic racism.

🖤Black lives matter.🖤

It’s unfathomable that in the year 2020 we need to say this. But we do.

I’m listening and learning. And I’m sorry.

Thinking about Starting the “I Can’t Stop Spending!” Podcast Again

With all the challenges we’re facing right now, I’ve been thinking about restarting the “I Can’t Stop Spending!” Podcast. So I’m wondering if you would find it helpful. Please take a moment to let me know in this poll.


If you haven’t heard the podcast, you can read more about it here and access episodes and show notes.

Thanks so much!

Coronavirus and Compulsive Spenders & Debtors

For more inspiration, listen to the “I Can’t Stop Spending!” Podcast
Also, the Kindle version of the Daily Reader for Compulsive Debtors and Spenders is now $2.99

This is a time of real struggle for everyone, but I think addicts, even those in recovery, are at increased risk. Thankfully, we have an arsenal of tools at our fingertips and a Higher Power who can carry us through, whether speaking to us during prayer and meditation, at meetings, or through the voice of our network, to whom we can gratefully turn for support.

With the frenzy to “stock up,” it’s way too easy to justify compulsive spending and debting right now. Just the click of a button brings us some comfort or, alternatively, seeing that items we need are out of stock with no known return date, we feel that panic of “not enough” and “not safe” rising up, bringing with it the desire to buy something, anything, to make us feel better.

Just last week, an ad for shoes appeared. Now, mind you, I only wear sneakers because of my prehensile toes and arch issues, though I have one pair of “real shoes” for special occasions, which almost never occur. But these were orthotic-friendly and so cute in a world where shoes for people like me are generally mighty ugly.
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New Kindle/Print Book on Emotional Sobriety

I’ve just published a new book. If you enjoyed the “Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders,” you will want to check out “The Sum of Our Parts: An art book on emotional sobriety, chronic illness, and the mind-body connection.”*

Kindle and print editions available

In my last post, I explained that I’ve now focused my recovery efforts on creating art in conjunction with writing about my search for emotional sobriety and healing from chronic illness.

In this little book of 56 original inspirational readings and artwork, 
I share my experience, 
strength, and hope (along with more than a bit of my struggle)
 on the topics of emotional sobriety, chronic illness, and healing 
from mind/body syndrome (also known as TMS). 


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Reviews for the FREE Fearless Budgeting Training Program!

In case you haven’t checked out the free Fearless Budgeting training program yet, I’m excited to share two of the testimonials that I’ve received. You can find them when you take a look at Course #1: Foundational Course, Creating Your Spending Plan.

(For purposes of this post, I’ve used initials where I thought appropriate.)

Incredible. As a new D.A. member, this course is fundamental!
by F.F.

I feel truly grateful for Susan’s incredible work. I’m a psychotherapist in my 30s, and just a few weeks ago, the reality of my money problems, spending/debting addiction has landed with a huge impact on my sense of self.

I have begun attending DA meetings, and as I prepare to find a sponsor and keep track of my spending for the next 90 days, I found Susan’s course. Truly incredible. What I loved the most was her compassionate voice, inviting me to breathe, pause, and not attempt to “rip the bandaid off” and just push through the course all in one sitting. Thank you Susan for this work. I have the basis for a Spending Plan that I will begin using as a get together a PRG meeting in a few weeks.

Your step-by-step, kind, grounded, layered approach has helped me truly make a STRONG foundation for a spending plan. I have read SO many budgeting and money books in the past. This has stuck with me.

THANK. YOU.

Helpful and Kind – Just what I need
by Krystal T.

One of my favorite things about Susan B is her gentle coaching. This course takes her calming voice and breaks down the spending plan piece by piece, turning it into bite size chunks that are easy to follow and implement. Unlike other financial/budgeting courses, Susan comforts and teaches through encouragement and personal stories rather than shaming the student. I felt relieved when I finished this course, whereas before this course I was a tightly wound ball of anxiety around money. Now, onto the second course!


This online training program is, and will always be, free! I urge you to check it out or read more about it. And please feel free to contact me if you have any questions.

The FREE Fearless Budgeting Training Program is Live!

The Fearless Budgeting Training Program for Compulsive Spenders has officially launched with this blog post!

I have to say that creating this training program took so much longer than I anticipated (six months instead of two) because I found that there was more and more that I needed to tell you, but I’m hoping this will be a helpful resource for compulsive spenders seeking to create and learn how to use a spending plan.

The program is comprised of two audio/text courses:
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What You Will Find on This Site

This website contains HUNDREDS of articles to help you work a 12-Step program of recovery around compulsive spending and debting. Topics range from setting up a spending plan to working the steps to sponsor/sponsee issues to dealing with relationships in recovery … and much more!

Pick a category from the Sidebar, go to the list of posts by title, type a topic in the “Search the Site” box, or just scroll down to start reading posts. The articles on this website were written by Susan B., a recovering compulsive spender and debtor. You can read about her recovery journey here.



Check out the FREE Fearless Budgeting Training Program for Compulsive Spenders

 

 


Get Three Months of YNAB® for FREE!

YNAB (short for “You Need a Budget”) is the best software for spending plans I’ve found. It’s like a virtual envelope system. Get 34 to evaluate YNAB for free with my affiliate link.


Recovery Books

The Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders

Pageflex Persona [document: PRS0000038_00070]

The Five Year Recovery Journal


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My 2018 Valentine’s Day Rant

It’s Valentine’s Day, so it’s time for my annual Valentine’s Day rant. I’m rerunning last year’s post, but just want to add a couple of thoughts. I despise this marketing manipulation day for so many reasons, but really hope to convince you, at the least, not to fall for the hype and spend money you may not be able to afford as the Valentine Svengali’s are hoping to persuade you to do.

If you MUST “celebrate,” consider sending a free e-card in lieu of enriching Hallmark or American Greetings, who are part of this $18 billion dollar industry, using a sub-text of guilt to draw you into their web of unnecessary spending.

One of my favorite words is “sheeple.” According to the Merriam-Webster dictionary, it means docile, compliant, or easily influenced : people likened to sheep.

I don’t know if it’s “sheeple” complex driving this industry. Or guilt. Or an easy way to use money to show love. But you don’t need a specific day to remember to show those you love how much you care about them.

If you must engage in this nonsense because it matters to that most important person in your life, there are a million ways to express your love without giving in to the pressure to buy candy, jewelry, flowers, or cards … ways that will be far more meaningful and remembered more fondly. Here are a few examples:
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The Birth of Fearless Budgeting

Listen to this blog post: “I Can’t Stop Spending!” podcast, Episode 053.

I’ve decided to create a series of spending plan training podcasts because it feels like that is the most important information I can offer you right now. If you want help creating or maintaining a spending plan, this podcast series is for you. Even if you already have a spending plan, the training will be a helpful refresher and will likely provide you a with new perspectives and tips. It’s the exact same process I’ve successfully used with my one-on-one students for seven years. And there’s no charge for this podcast series.

The Birth of Fearless Budgeting

I decided to call my training podcast “Fearless Budgeting.” I wrestled with this name for months. As you may know, I despise the word budget, but I strongly believe in the act of allocating money to categories, which is the definition of budgeting. I’ll go into more detail about spending plans vs. budgets in a later episode. But “Fearless Budgeting” truly encapsulates my overriding approach … to gently take you by the hand and help you overcome your terror around facing the truth of your spending, which is a crucial first step in the process, and to ease you into a practice that will keep you clear around your money and engaged with your spending plan ongoing.

By the end of the series, you will have a spending plan foundation and you will know how to work with your spending plan ongoing. And, you can always arrange a one-on-one session with me if you need additional help. Just go to FearlessBudgeting.com/training for details.
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