The Birth of Fearless Budgeting

Listen to this blog post: “I Can’t Stop Spending!” podcast, Episode 053.

I’ve decided to create a series of spending plan training podcasts because it feels like that is the most important information I can offer you right now. If you want help creating or maintaining a spending plan, this podcast series is for you. Even if you already have a spending plan, the training will be a helpful refresher and will likely provide you a with new perspectives and tips. It’s the exact same process I’ve successfully used with my one-on-one students for seven years. And there’s no charge for this podcast series.

The Birth of Fearless Budgeting

I decided to call my training podcast “Fearless Budgeting.” I wrestled with this name for months. As you may know, I despise the word budget, but I strongly believe in the act of allocating money to categories, which is the definition of budgeting. I’ll go into more detail about spending plans vs. budgets in a later episode. But “Fearless Budgeting” truly encapsulates my overriding approach … to gently take you by the hand and help you overcome your terror around facing the truth of your spending, which is a crucial first step in the process, and to ease you into a practice that will keep you clear around your money and engaged with your spending plan ongoing.

By the end of the series, you will have a spending plan foundation and you will know how to work with your spending plan ongoing. And, you can always arrange a one-on-one session with me if you need additional help. Just go to FearlessBudgeting.com/training for details.
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New YNAB Training Video Available – Tracking Cash Spending in YNAB

I just created a new training video to help YNAB users. This is part two about tracking cash in YNAB.

(Sign up here to get 34 days free to test YNAB.)

In this video, I go over how to track spending cash in YNAB as well as how to reconcile the cash account. In part one, I go into depth about receiving cash. In both videos, I demonstrate how to do split transactions as well.

New Blog Post about My Bankruptcy Experience

My blog is now located on the “I Can’t Stop Spending!” website, where I also have a podcast.

You can sign up to get each new blog post by email (the sign-up form is located on the sidebar of the
I Can’t Stop Spending!” site).

Click here to read the post, “Bankruptcy: Panacea or Placebo?,” or listen to the podcast episode.

Ongoing, I’ll also be posting an inspirational reading from my book, “Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders.” In this post, it is September 24th: “Time.”

First Spending Plan Training Video Available: Tracking Cash in YNAB

I finally finished my first video to help people with their spending plan! This first video walks you through tracking cash in YNAB. It’s an area that many people find confusing, so I wanted to make a video walking you through the process.

Boy, it was both fun and challenging learning how to animate PowerPoint and getting the video to match the audio. 🙂

It starts off with some discussion about the topic of tracking cash, but you can go right to time stamp 3:13 to see the step-by-step demonstration.


 
I’d love your feedback on this video. Thanks … and I hope you find it helpful.

Making a Mountain Out of a Molehill

As I wrote a few weeks ago, my blog will now be located on the “I Can’t Stop Spending!” website, where I also have a podcast.

For awhile, I’ll post a link here as well when there is a new post. You can also sign up to get each new blog post by email (the sign-up form is located on the sidebar of the “I Can’t Stop Spending!” site).

Click here to read the post, “Making a Mountain Out of a Molehill,” or listen to the podcast episode.

Ongoing, I’ll also be posting an inspirational reading from my book, “Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders.” In this post, it is December 14th: “Avoiding Pain.”

New Blog Post & Podcast Episode Available: “Letter to a Suffering Friend”

As I wrote a few weeks ago, my blog will now be located on the “I Can’t Stop Spending!” website, where I also have a podcast.

For awhile, I’ll post a link here as well when there is a new post. You can also sign up to get each new blog post by email (the sign-up form is located on the sidebar of the “I Can’t Stop Spending!” site).

Click here to read the post, “Letter to a Suffering Friend,” or listen to the podcast episode.

Ongoing, I’ll also be posting an inspirational reading from my book, “Getting Out from Going Under Daily Reader for Compulsive Debtors and Spenders.” In this post, it is May 27: “The Enemy of Creativity.”

Why “Cash Register Honesty” Pays Off

A lot has happened since my last post a few months ago, and I’m excited to share it with you (and ask for your opinion).

But first, I want to share a story about why honesty definitely pays off for me. (But if you really want to skip ahead and read about what’s been happening immediately, click here. 😊)

As part of my recovery, I do my best to be rigorously honest, which includes “cash register honesty.” If you don’t know what that is, it means staying honest about the little things as well as the big ones. So, for instance, I won’t rob a bank, but I also give back change to the cashier if she gave me too much.

Now, I’m not perfect. I still struggle (sometimes unsuccessfully) with saying no if someone has access to a movie that’s still in the theaters. I’ve even been known to buy a ticket on Fandango so I can watch a pirated copy if it’s not playing near me. So this is great progress, because there was a time when I wouldn’t have thought twice about it.

My husband thinks I go to ridiculous lengths to ensure I stay “cash register honest.” His eyerolling doesn’t deter me, however. I’ve even driven back to a store across town when they accidentally gave me too much change and I only realized it after coming home!

But what happened a few weeks ago convinced me that this is the right path for me to follow. (I just LOVE this story! 😊 It’s a long story, but so worth it in the end!)
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