A Debt is a Debt is a Debt

Recently, I’ve been hearing murmurings that some debts, like those for medical bills, don’t qualify as unsecured debt and shouldn’t impact our solvency date. Well, I think that’s kind of silly. Just because we don’t want to begin our “day count” over doesn’t mean that we delude ourselves into thinking that an unsecured debt doesn’t count as one.
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