REMINDER! YNAB for DA Members Workshop Tomorrow

I will be conducting a free conference call tomorrow (Sunday, 11/8/15) from 2:00 PM EST to 3:30 PM EST to walk you through the Register portion of using YNAB. This workshop is specifically geared toward the tasks DA members need.

No need to register; just call in! 2:00 PM EST to 3:30 PM EST
If you cannot make it, I will HOPEFULLY be able to record the call and will post it later, so you can follow along at your convenience.

Here is the call-in information:
Dial-in Number: (641) 715-3580
Access Code: 479117

International callers
Click here for a PDF with associated country numbers.

What you will need

* A working copy of YNAB on your computer.
* Pen and paper to take notes

You can either work in your existing YNAB spending plan or create a new plan along with me for the workshop. NOTE: YNAB calls it a “budget,” so I will use that terminology though we know ours is a spending plan! 🙂

Here is the Agenda:

  1. Walkthrough to create a new budget
  2. Where to save your YNAB Spending Plan
  3. Auto-download transactions or not?
  4. Setting up on and off budget accounts
  5. Entering transactions with and without a check number
  6. Transferring between accounts
  7. Dealing with cash
  8. Splitting transactions
  9. Scheduling recurring transactions
  10. Reconciling with your bank account (CRUCIAL!)

There will definitely be time for questions.

If people find this helpful, there will be a second workshop dealing with the spending plan side of YNAB for DA members.

Hope to “see” you there tomorrow!

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YNAB for DA Members Free Workshop

Many DA members ask me to help them use YNAB. YNAB is short for “You Need a Budget,” and it’s been a fantastic resource for lots of DA members to track their spending (it’s a “virtual envelope system”). There is a cost associated with using this software and, of course, there are many ways to track our numbers. But since I get lots of calls asking for help, it occurred to me that going over some of the core concepts and functions in a group might be effective.

Disclaimer

Oh, disclaimer: I get no money or any type of payment from YNAB. I have just used the software since 2009 and have found it invaluable in keeping me sober with money.
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I am Not Recovered

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If we just never had to spend money again, we wouldn’t have a problem, right? But unfortunately, we must learn to forge a new relationship with money that doesn’t include incurring unsecured debt. As I’ve written before, we must walk the razor’s edge.
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If you don’t know about “The Retention department,” you are missing out on savings for services many of us use. The Retention department is the last stop when you are going to leave your current cable, Internet, or phone provider. You can actually request to speak to someone in this department, and I have saved a lot of money over the years by negotiating with them.

So, here’s what happened the other day. The promotions on our current services were about to expire. Our services were going to go from about $160/month (a ridiculous amount to pay) to CHOKE, GASP — $250 (an obscene amount to pay)!
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Inciting a Riot

A DA friend recently helped me see how I was creating unnecessary suffering for myself. While she wasn’t speaking about me in our conversation, her words seeped deep down inside me, creating a growing disturbance until I realized that I was doing the very thing she described. (Please bear with me as I walk you through the path to exactly what I mean.)
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